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Benefits Summary - Voluntary Benefits
The City of San Jose offers employees a wide variety of voluntary plans which are available at employees' cost.
Vision Benefits                        Long Term Disability Insurance (LTD)
Long Term Care Insurance (LTC)

Accidental Death & Dismemberment Insurance (AD&D)

Medical Reimbursement Account (MRA) Dependent Care Assistance Plan (DCAP)
Allstate Voluntary Insurance Products  

Vision Benefits

The City of San Jose offers employees vision care plans with networks, coverage levels, and rates that suit a diverse workforce. The following plans are offered to all benefited full and part-time employees at very affordable rates:

  • EyeMed Vision Care
  • Vision Service Plan (VSP)
EyeMed Logo

EyeMed Vision Care

Vision Service Plan

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Long Term Disability Insurance (LTD)

In lieu of collecting State Disability Insurance payments from employees each month, the City offers a richer voluntary Long Term Disability Insurance group policy. All eligible full and part-time benefited employees are guaranteed enrollment into the LTD group policy options within the first 30 days of employment. Paid claims under this policy can equal as much as two-thirds the employee’s gross monthly salary and may be paid up to age 65 (under SDI, disability claims payments are not payable beyond 52 weeks from the date of disability).

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Long Term Care Insurance (LTC)

Long term care group insurance is available to all full and part-time benefited employees. Long term care provides coverage for home, nursing home, or assisted living facility care. Guaranteed enrollment is available for eligible City of San Jose employees within the first 90 days of employment. Late enrollees and eligible family members such as spouses, domestic partners, parents, parents in-law, grandparents, and grandparents in-law are free to apply at any time, but are subject to underwriting review and approval.

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Accidental Death & Dismemberment Insurance (AD&D)

The City of San Jose offers group accidental death and dismemberment insurance (AD&D) with identity theft protection to all full and part-time benefited employees. Individual and family coverage is available to provide financial security for employees and their families should a participant suffer an untimely accidental death or survive a severe accident.

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Medical Reimbursement Account (MRA - Pre-tax Benefit)
The City of San Jose offers employees the opportunity to contribute to medical reimbursement account (MRA) administered by Allstate-New Liberty. Full and part-time benefited employees are eligible to contribute as much as $2,500 per year on a pre-tax basis for eligible medical expense reimbursements such as office visit and prescription co-pays, contact lens supplies, etc.
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Dependent Care Assistance Plan (DCAP - Pre-tax Benefit)
The City of San Jose offers employees the opportunity to contribute to a dependent care assistance program (DCAP) administered by Allstate-New Liberty. Full and part-time benefited employees are eligible to contribute as much as $5,000 per year on a pre-tax basis for qualified child care or qualified elder care expense reimbursements.
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Allstate-New Liberty Voluntary Group Insurance

The City of San Jose provides three voluntary group insurance products to full and part-time benefited employees including: critical illness insurance, cancer insurance and accident insurance with disability benefits.

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Last Modified Date: 8/28/2007

 
 

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